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          Comparisons
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          1. Main page
          2. Banks of Azerbaijan
          3. Unibank
          4. Debit cards
          5. Debit card

          Debit card «UCard» MasterCard World by Unibank

          Debit card
          Unibank
          MasterCard World
          Interest on account balance:7%
          Cashback:up to 10%
          from amount of purchases
          Card cost:
          Free of charge
          • Multicurrency
          • MilliKart
          • With cashback
          • Доход на остаток
          Detailed conditions
          Date of update: 10 May 2025

          Calculate income

          ₼
          100
          Average balance on card in a month
          7%
          ₼
          100
          From amount of purchases
          up to 10%

          My income

          Accumulated income for 1 month
          10.58 ₼
          Accumulated income for the year
          127.00 ₼
          Calculations in the calculator are preliminary. You can find out detailed conditions for bonuses when placing an application for a card.
          Reset calculation

          Calculate income

          ₼
          100
          Average balance on card in a month
          7%

          My income

          Accumulated income for 1 month
          0.58 ₼
          Accumulated income for the year
          7.00 ₼
          Calculations in the calculator are preliminary. You can find out detailed conditions for bonuses when placing an application for a card.
          Reset calculation

          Product description

          UCard is the ultimate product that contains a credit line & multi-currency debit options in one card. Card owner can set one of the currency accounts as a main account in the UBank mobile application or in the "Personal cabinet" at any time. The card can be used as both a debit and a credit line at the same time.
          • Commissions
          • Bonuses
          • Requirements
          • Additionally

          Service fee

          Card cost
          Free of charge
           
          Maximum card validity period
          5 yers
           

          Commissions

          Urgent card issue
          10 AZN
           
          Card reissue
          5 AZN
           
          SMS-notification
          Monthly service - 1AZN
           
          "Unique"
          2% (min 2 AZN/USD/EUR/GBP)
           
          Conversion fee
          0.5%
           
          Card to Card
          Commission-free transfer of personal funds up to AZN 2,000 (equivalent in foreign currency) to any card of a local bank within a month For transfers over 2000 AZN - commission 1% (min. 1 AZN/USD/EUR)
           
          PIN Change и PIN Erase
          Free via UBank
           

          Cash withdrawal

          Cash without commission
          at Unibank UTMs
           
          at a third-party bank ATM
          1.5% (2 AZN/USD/GBP,EUR)
           
          в офисах стороннего банка
          1.5% (2 AZN/USD/GBP,EUR)
           
          at an ATM of a bank outside the country
          1.5% (min 3,5 AZN/USD/GBP, 2EUR)
           
          в офисах банка за пределами страны
          1.5% (min 3,5 AZN/USD/GBP, 2EUR)