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          Comparisons
          1. Main page

          Credit card «UCard» Visa Rewards by Unibank

          Credit card
          Unibank
          Visa Rewards
          Interest rate:
          from 20%
          Credit limit:
          100 – 15,000₼
          Preferential period:
          up to 40 days
          Card cost:
          Free
          Cashback:up to 10%
          from amount of purchases
          • With cashback
          • Доход на остаток
          Detailed conditions
          Date of update: 20 December 2025

          Calculate income

          ₼
          0
          Average balance on card in a month
          up to 7%
          ₼
          0
          From amount of purchases
          up to 10%

          My income

          Accumulated income for 1 month
          0.00 ₼
          Accumulated income for the year
          0.00 ₼
          Calculations in the calculator are preliminary. You can find out detailed conditions for bonuses when placing an application for a card.
          Reset calculation

          Calculate income

          ₼
          0
          Average balance on card in a month
          up to 7%

          My income

          Accumulated income for 1 month
          0.00 ₼
          Accumulated income for the year
          0.00 ₼
          Calculations in the calculator are preliminary. You can find out detailed conditions for bonuses when placing an application for a card.
          Reset calculation

          Product description

          UCard allows to clients to open a credit line with for up to 15 000 AZN with a grace period and cash loan up to 40 000 AZN.
          • Conditions
          • Commissions
          • Bonuses
          • Requirements
          • Installment

          Credit limit
          100-15000
          ₼
          Cash credit limit
          up to 15000
          ₼
          Interest rate
          from 20
          %
          Grace period
          up to 40
           
          days
          Cash withdrawal
          from 1 AZN The loan is opened on the terms of a cash loan in Unibank and the amount is transferred to the debit account of the card.
           
          Application processing time
          Private sector
           

          Additional terms

          Using your own funds
          Possible
           

          General information about Unibank

          License
          № 73
          Head office
          Baku, 55, Rashid Behbudov Street AZ 1014
          Telephone
          +99412 117
          Official site
          https://unibank.az
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